Information We Collect

At orivandusphera, we collect information to provide better financial forecasting and budgeting services. This includes personal details you provide when creating an account, such as your name, email address, and contact information.

We also gather financial data you input into our platform - budget categories, income figures, expense tracking, and financial goals. This information stays within your personal account and helps our system generate accurate forecasts.

• Personal identification information including name, email, phone number
• Financial data entered into budgeting tools and forecasting modules
• Usage patterns and interaction data with our platform features
• Technical information like IP address, browser type, and device specifications
• Communication records when you contact our support team

How We Use Your Information

Your data powers the personalized experience that makes orivandusphera effective for financial planning. We analyze your spending patterns to suggest budget improvements and forecast future financial scenarios based on your historical data.

Communication preferences help us send relevant updates about new features or important account information. You control these settings and can opt out of marketing communications while still receiving essential service updates.

Data Protection and Security

We employ bank-level encryption to protect your financial data both in transit and at rest. All sensitive information is encrypted using AES-256 encryption standards, and we regularly conduct security audits to identify and address potential vulnerabilities.

Access to your personal data is strictly limited to authorized personnel who need it to provide support or improve our services. Our team members undergo regular security training and sign confidentiality agreements.

• Multi-factor authentication for all account access
• Regular security monitoring and threat detection systems
• Secure data centers with physical access controls
• Regular backup procedures and disaster recovery protocols
• Annual third-party security assessments and penetration testing

Your Rights and Control

Under Australian Privacy Principles, you have specific rights regarding your personal information. You can request access to all data we hold about you, ask for corrections to inaccurate information, or request deletion of your account and associated data.

If you want to export your financial data to use elsewhere, we provide tools to download your information in standard formats. This ensures you maintain control over your financial records even if you decide to stop using our service.

Data Retention and Deletion

We retain your account information for as long as your account remains active. After account closure, most personal data is deleted within 90 days, though we may keep some records for legal or regulatory compliance purposes.

Financial transaction data entered into our budgeting tools is typically retained for three years to support historical analysis and reporting features. Anonymous usage statistics may be kept longer to help improve our service quality.

You can request immediate deletion of specific data types through your account settings or by contacting our support team. We'll explain any legal requirements that might affect complete data removal and provide alternatives where possible.

Cookies and Tracking

Our website uses cookies to remember your login status, save your preferences, and analyze how people use our platform. Essential cookies are necessary for the site to function properly, while analytics cookies help us understand user behavior and improve our service.

You can control cookie settings through your browser preferences. Disabling certain cookies might affect some website features, but core budgeting and forecasting tools will continue to work normally.

We use Google Analytics to understand how visitors interact with our website, but this data is aggregated and doesn't include personally identifiable information. Third-party cookies from social media platforms are not used on our site.

Changes to This Policy

We update this privacy policy occasionally to reflect changes in our practices or legal requirements. When significant changes occur, we'll notify active users by email and display a notice on our website for at least 30 days.

Minor updates like contact information changes or clarifications to existing practices won't trigger notifications, but all changes are documented with effective dates. We encourage reviewing this policy periodically to stay informed about how we protect your information.